About Libertas
A trusted Malawian insurer since 1996, committed to protecting what matters most.
Malawi's Partner in Progress Since 1996
Founded in 1996, Libertas General Insurance Company Limited is one of Malawi's fastest-growing, fully locally owned non-life insurance providers. The company protects individuals and businesses across the country with innovative risk solutions, including motor, health and travel coverage.
Formerly known as Charter Insurance before transitioning to Liberty General and subsequently to Libertas, we have built a proud reputation over the decades for creating customized risk solutions that directly address the unique realities of the Malawian market.
Headquartered in the commercial city of Blantyre with critical hubs across key regions in Malawi, our goal has always been to provide professional, reliable insurance sales and services to residents and businesses. We understand that true peace of mind goes beyond issuing a policy — it requires a steadfast commitment to innovation, integrity and timely claims settlement.
Whether you are a small enterprise, a large corporate entity, or an individual seeking dependable protection, we are here to craft solutions that work for you.
Mission, Vision & Values
Our Vision
To be the insurer of choice offering quality service and innovative products in General and Health Insurance, delivering superior value through exceptional client experience.
Our Mission
To provide professional, reliable and innovative insurance solutions that protect individuals and businesses across Malawi, while delivering exceptional client experience and contributing to the economic development of our nation.
Our Purpose
Choose Libertas General Insurance, where your security is our priority. Our extensive product portfolio is tailored to safeguard what matters most to you, eliminating your pain point in General and Health Insurance.
Our Product Portfolio
We offer comprehensive coverage across a wide spectrum of needs, from personal lines to commercial and specialist products.
Personal Lines
- House Owners Insurance
- Contents Insurance
- Travel Insurance
- Fire
- Motor
- Golfer's Insurance
- Health
Commercial
- Fire Insurance
- Burglary
- Consequential Loss of Profit
- Public Liability
- Workers Compensation
- Products Liability
- Fidelity Guarantee
- Money Policy
- Goods in Transit
- Motor Insurance
- Professional Indemnity
Agriculture
- Poultry Insurance
- Sugarcane Plantation
- Warehouse Insurance
Engineering & Marine
- Contractors All Risks
- Bonds & Guarantees
- Machinery Breakdown
- Boiler Explosion
- Deterioration of Stock
- Marine Cargo
- Marine Hull
- Mining & Tourism
Why Choose Libertas?
We don't just sell one-size-fits-all policies. Here's what sets us apart.
Our Clientele
From individuals to large corporations, Libertas serves a diverse range of clients across Malawi.
Shares & Shareholders
Major shareholder, licenced and prudentially regulated by the Registrar of Financial Institutions under the Financial Services Act (2010) of Malawi. Operates forex bureaux in several districts in Malawi with international money transfer kiosks across the country.
Minority shareholder, contributing to the locally-owned structure of Libertas General Insurance Company Limited.
Structure of Organisation
Libertas General Insurance Company Limited is a limited liability company with the Board of Directors as its internal ultimate authority. The Chief Executive Officer is responsible for daily management operations. The main departments include underwriting, claims, finance and business development. The company has a staff complement of thirty-one.