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Personal Lines

Contents Insurance

Cover for your personal belongings and household contents against loss or damage.

RBM Regulated
14-Day Claim Settlement
Protecting Malawi Since 1996
Dedicated Support
Overview

Cover for Everything Inside Your Home

Your furniture, electronics and personal belongings represent years of investment. Contents Insurance protects them against fire, theft, storm and accidental damage — whether you own your home or rent it.

Why Libertas

Key Benefits

All Your Belongings

Furniture, appliances, electronics and personal effects under one policy.

Owners & Tenants

Available whether you own the property or rent it.

Set Your Own Sum

Cover level matched to the real replacement value of your contents.

14-Day Settlement

All valid claims settled within 14 days of discharge.

Scope

What's Covered

Furniture & appliances
Electronics
Clothing & personal items
Kitchenware
Declared valuables
Accidental damage
Who It's For

Is This Right for You?

Homeowners
Tenants
Families
Questions

Frequently Asked

Yes — House Owners covers the building structure only. Contents cover protects everything inside it. Most homeowners take both.

Yes, subject to declaration. Items above the single-article limit should be listed individually when you take out the policy.

Ready to get protected?

Get a personalised quote in minutes — no obligation.