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Commercial

Fire Insurance

Protect your property from one of the most devastating risks. Robust cover against loss or damage caused by fire, lightning, and related perils.

Fire Insurance
RBM Regulated
14-Day Claim Settlement
Protecting Malawi Since 1996
Dedicated Support
Overview

Fire Protection for Property Owners

Fire is one of the most devastating risks to property. Libertas Fire Insurance provides financial protection for buildings, stock, machinery and assets against fire, lightning, explosion, storms, floods, hail and other natural perils — helping you rebuild and recover quickly.

Why Libertas

Key Benefits

Total or Partial Loss

Financial protection whether the loss is complete or limited to part of the property.

Rebuilding Support

Cover toward the cost of rebuilding or repairing damaged structures.

Tailored Policies

Cover structured differently for commercial, industrial and residential property.

14-Day Settlement

All valid claims settled within 14 days of signing the discharge form.

Scope

What's Covered

Building structures
Machinery & equipment
Raw materials
Stocks-in-trade
Finished products
Lightning & explosion
Who It's For

Is This Right for You?

Business owners
Property managers
Retailers
Homeowners
Questions

Frequently Asked

Yes. Alongside fire and lightning, the policy extends to explosion, storms, floods, hail and other listed natural perils.

Yes. Cover can include raw materials, stocks-in-trade and finished products in addition to the building structure and machinery.

Ready to get protected?

Get a personalised quote in minutes — no obligation.