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Personal Lines

Motor Insurance

Drive with unwavering confidence. Comprehensive protection against accidents, theft, third-party liabilities and more — tailored to Malawi's roads.

RBM Regulated
14-Day Claim Settlement
Protecting Malawi Since 1996
Dedicated Support
Overview

Drive with Confidence with Comprehensive Motor Insurance

Your vehicle is more than just transportation — it's an essential part of your daily life and business operations. Libertas Motor Insurance provides comprehensive, flexible cover designed to protect you, your vehicle and third parties from the financial impact of accidents, theft and other unforeseen events.

Why Libertas

Key Benefits

Comprehensive or Third Party

Choose the level of cover that matches your vehicle and your budget.

Fast Claims Processing

Efficient assessment and our 14-day settlement guarantee.

Individual or Fleet

Cover structured for private owners and for corporate fleets alike.

Local Expertise

Trusted Malawian underwriting with reliable customer support.

Choose Your Cover

Choose Your Level of Cover

Comprehensive

Our most extensive cover
  • Accidental damage to your vehicle
  • Theft and attempted theft
  • Fire damage
  • Third-party injury, death or property damage
  • Natural disasters (subject to terms)

Third Party

Cost-effective essential cover
  • Damage to third-party property
  • Injury or death caused to third parties
Scope

What's Covered

Vehicle repairs or replacement
Third-party liability claims
Theft & hijacking
Vandalism
Fire damage
Weather-related damage

Optional Extensions

Enhance your policy with additional protection.

Excess protection cover
Courtesy car while yours is repaired
Roadside assistance services
Passenger liability cover
Who It's For

Is This Right for You?

Private owners
Corporate fleets
Transport & logistics
Passenger service vehicles
Commercial operators
Questions

Frequently Asked

Third Party covers damage or injury you cause to others. Comprehensive covers that plus damage to your own vehicle from accidents, theft, fire and listed natural events.

Yes. Fleet cover is structured around the size and use of your vehicles, with a single policy covering the whole fleet.

Roadside assistance is available as an optional add-on, alongside excess protection, courtesy car and passenger liability cover.

Ready to get protected?

Get a personalised quote in minutes — no obligation.