Commercial
Fidelity Guarantee
Coverage against financial loss resulting from fraud, dishonesty or embezzlement by employees.
RBM Regulated
14-Day Claim Settlement
Protecting Malawi Since 1996
Dedicated Support
Overview
Protection Against Employee Dishonesty
Fidelity Guarantee covers financial loss caused by fraud, theft or embezzlement committed by your own employees — an exposure most business policies specifically exclude.
Why Libertas
Key Benefits
Employee Fraud
Direct financial loss from dishonest acts by staff.
Cash & Stock
Covers misappropriation of money, goods and property.
Named or Blanket
Cover specific positions or your whole workforce.
Investigation Costs
Support toward the cost of establishing a loss.
Scope
What's Covered
Employee theft of cash
Fraudulent transactions
Embezzlement
Misappropriation of stock
Falsification of records
Who It's For
Is This Right for You?
Banks & finance
Retailers
Any employer
Cash-handling businesses
Questions
Frequently Asked
Yes. Cover can be written on a named-position basis for cash handlers, or as blanket cover across all employees.
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